Business interruption policies are an essential means of protecting a business should it ever be forced to temporarily cease trading. The policy will provide funding to a pre-agreed level so that the insured company can continue to pay its key staff, rent and other fixed expenses during the closure and the period of reconstruction of the business as well as the cost of remarketing its service once it is ready to recommence trading.
Various trade specific extensions can be incorporated into the policy such as denial of access to the customers own premises and loss of public utilities.
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